Flexible Financing for Small Businesses
Apply for FFSB.
One short application. No credit pull at intake. Most owners finish in under ten minutes — or email Andy to start with a conversation.
Have these handy
Business legal name, EIN, owner identity, and the last three months of business bank statements.
Coordinator review
A dedicated coordinator reviews your file, runs a state-program eligibility check, and walks through fit before further docs.
No credit pull at intake
Credit is only checked when an offer is in front of you and you authorize it. We don't sell or share your information.
$0 to apply
Application, file review, and offer comparison are free. We're paid only when a transaction closes — and only by the lender.
FAQ
Common questions about FFSB.
- Who qualifies for FFSB?
- Any U.S.-based small business with at least twelve months of operating history is welcome to apply. State-program eligibility varies, but our coordinator will run the check for you — there's nothing to figure out before applying.
- What instruments are available?
- Lines of credit, term loans, SBA 7(a)/504/microloan programs, and merchant cash advances when the math actually supports one. We start with what's right for the situation, not with what's easiest to place.
- How long does it take?
- Median time from intake to first offer was eleven days in 2025. Faster if the deal is straightforward and your paperwork is in order; slower for complex acquisition structures or files that need cleanup before submission.
- Will applying affect my credit?
- No. There is no credit pull at intake. Credit is only checked once you have an offer in hand and have authorized us to proceed.
- Is Prime Edge a lender?
- No. Prime Edge Advisory is an independent advisory and packaging firm. Capital is provided through partner lenders and state programs. We are paid by the lender on closed transactions, not by the owner.
- What if I'm not in one of your partnership states?
- You can still apply. We have non-state-partnered lender relationships nationwide, and we'll route you appropriately if a state program isn't available. The intake is the same either way.
- What if I already have offers on the table?
- Bring them. Showing us the offers you already have lets us compare meaningfully — and we'll tell you honestly if your current options are already strong. We don't make money steering you off a good offer.
- What does "operations advisory" actually include?
- Cash flow modeling, pricing review, hiring sequencing, back-office setup (payroll/books/AP), and a 90-day post-funding check-in. The depth of the work scales with the engagement; we'll be specific with you up front.
- Can I just talk to someone first?
- Yes. Email andy@primeedgeconsulting.com and Andy will set up a call before you apply. Many owners start that way.