/* Prime Edge Advisory — fresh navy + gold editorial design system */

:root {
  --navy: #0b2545;
  --navy-deep: #081a32;
  --navy-soft: #13325f;
  --gold: #c8a951;
  --gold-bright: #e0bf68;
  --gold-soft: #f5ecd2;
  --cream: #fbf7ef;
  --paper: #fffdf8;
  --ink: #0f1722;
  --slate: #5a6478;
  --slate-soft: #8a93a3;
  --line: #e6e0d2;
  --line-strong: #d6cdb6;
  --success: #2f6b4a;
  --shadow-sm: 0 4px 14px rgba(11, 37, 69, 0.06);
  --shadow-md: 0 14px 40px rgba(11, 37, 69, 0.10);
  --shadow-lg: 0 28px 80px rgba(11, 37, 69, 0.16);
  --radius: 14px;
  --radius-lg: 22px;
  --max: 1200px;
  --narrow: 70ch;
  --serif: "Fraunces", ui-serif, Georgia, "Times New Roman", serif;
  --sans: "Inter", ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { animation: none !important; transition: none !important; }
}

body {
  margin: 0;
  font-family: var(--sans);
  font-size: 1.0625rem;
  line-height: 1.65;
  color: var(--ink);
  background: var(--cream);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; height: auto; display: block; }

a {
  color: var(--navy);
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
  transition: color 0.15s ease;
}
a:hover { color: var(--gold); }

:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 3px;
  border-radius: 4px;
}

.skip-link {
  position: absolute;
  left: -999px;
  top: 0.75rem;
  padding: 0.5rem 1rem;
  background: var(--navy);
  color: var(--paper);
  z-index: 100;
  border-radius: 6px;
}
.skip-link:focus { left: 0.75rem; }

/* ---------- Header ---------- */

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(251, 247, 239, 0.88);
  backdrop-filter: saturate(140%) blur(12px);
  -webkit-backdrop-filter: saturate(140%) blur(12px);
  border-bottom: 1px solid var(--line);
}

.header-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 1rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.logo {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  font-family: var(--serif);
  font-weight: 600;
  letter-spacing: -0.01em;
  color: var(--ink);
  text-decoration: none;
  font-size: 1.18rem;
}

.logo-mark {
  width: 34px;
  height: 34px;
  border-radius: 9px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-soft) 100%);
  color: var(--gold-bright);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: var(--serif);
  font-weight: 700;
  font-size: 0.95rem;
  letter-spacing: 0.02em;
  box-shadow: inset 0 0 0 1px rgba(200, 169, 81, 0.35);
}

.logo span.logo-sub {
  color: var(--slate);
  font-weight: 400;
  font-style: italic;
  font-size: 0.95rem;
  margin-left: 0.15rem;
}

.nav-toggle {
  display: none;
  border: 1px solid var(--line-strong);
  background: var(--paper);
  border-radius: 999px;
  padding: 0.45rem 0.9rem;
  font: inherit;
  font-size: 0.92rem;
  cursor: pointer;
  color: var(--ink);
}

.nav {
  display: flex;
  align-items: center;
  gap: 1.75rem;
}

.nav a {
  color: var(--ink);
  text-decoration: none;
  font-weight: 500;
  font-size: 0.95rem;
  position: relative;
}

.nav a:not(.nav-cta)::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -6px;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.2s ease;
}

.nav a:not(.nav-cta):hover { color: var(--navy); }
.nav a:not(.nav-cta):hover::after,
.nav a[aria-current="page"]:not(.nav-cta)::after { transform: scaleX(1); }

.nav-cta {
  background: var(--navy);
  color: var(--paper) !important;
  padding: 0.55rem 1.1rem;
  border-radius: 999px;
  text-decoration: none !important;
  font-weight: 600;
  transition: background 0.15s ease, transform 0.15s ease;
  border: 1px solid var(--navy);
}
.nav-cta:hover {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--navy) !important;
  transform: translateY(-1px);
}

@media (max-width: 860px) {
  .nav-toggle { display: inline-flex; }
  .nav {
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    flex-direction: column;
    align-items: stretch;
    padding: 1rem 1.5rem 1.25rem;
    background: var(--paper);
    border-bottom: 1px solid var(--line);
    gap: 0;
    display: none;
  }
  .nav.is-open { display: flex; }
  .nav a {
    padding: 0.75rem 0;
    border-bottom: 1px solid var(--line);
  }
  .nav a:not(.nav-cta)::after { display: none; }
  .nav a:last-child {
    border-bottom: none;
    margin-top: 0.6rem;
    text-align: center;
  }
}

/* ---------- Layout ---------- */

main { display: block; }

.container {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 1.5rem;
}

.section {
  padding: 5rem 0;
}

.section-tight { padding: 3rem 0; }

@media (max-width: 720px) {
  .section { padding: 3.5rem 0; }
}

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.18em;
  font-size: 0.74rem;
  font-weight: 700;
  color: var(--gold);
  margin: 0 0 1rem;
}

.eyebrow-line {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
}
.eyebrow-line::before {
  content: "";
  width: 28px;
  height: 1.5px;
  background: var(--gold);
  display: inline-block;
}

h1, h2, h3, h4 {
  font-family: var(--serif);
  font-weight: 500;
  letter-spacing: -0.02em;
  color: var(--ink);
  margin: 0 0 0.85rem;
}

h1 {
  font-size: clamp(2.4rem, 5.2vw, 4rem);
  line-height: 1.05;
  font-weight: 400;
}

h2 {
  font-size: clamp(1.8rem, 3.4vw, 2.5rem);
  line-height: 1.15;
}

h3 {
  font-size: 1.3rem;
  line-height: 1.3;
}

.lede {
  font-size: 1.18rem;
  color: var(--slate);
  max-width: var(--narrow);
  margin: 0 0 1.75rem;
  line-height: 1.65;
}

.section-intro {
  display: grid;
  gap: 1rem;
  max-width: 70ch;
  margin: 0 0 3rem;
}

.section-intro p { color: var(--slate); margin: 0; font-size: 1.08rem; }

.divider-rule {
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--line-strong), transparent);
  margin: 0;
  border: none;
}

/* ---------- Buttons ---------- */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.85rem 1.6rem;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.98rem;
  text-decoration: none;
  border: 1px solid transparent;
  cursor: pointer;
  font-family: inherit;
  transition: transform 0.15s ease, background 0.15s ease, color 0.15s ease, border-color 0.15s ease, box-shadow 0.15s ease;
  white-space: nowrap;
}

.btn-primary {
  background: var(--navy);
  color: var(--paper);
  box-shadow: 0 6px 18px rgba(11, 37, 69, 0.18);
}
.btn-primary:hover {
  background: var(--gold);
  color: var(--navy);
  transform: translateY(-1px);
  box-shadow: 0 10px 24px rgba(200, 169, 81, 0.35);
}

.btn-gold {
  background: var(--gold);
  color: var(--navy);
}
.btn-gold:hover {
  background: var(--gold-bright);
  color: var(--navy);
  transform: translateY(-1px);
}

.btn-secondary {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn-secondary:hover {
  background: var(--navy);
  color: var(--paper);
  transform: translateY(-1px);
}

.btn-ghost {
  background: transparent;
  color: var(--paper);
  border-color: rgba(255, 253, 248, 0.5);
}
.btn-ghost:hover {
  background: var(--paper);
  color: var(--navy);
  border-color: var(--paper);
}

.btn-arrow::after {
  content: "→";
  font-weight: 400;
  transition: transform 0.2s ease;
}
.btn:hover .btn-arrow::after,
.btn-arrow:hover::after { transform: translateX(3px); }

/* ---------- Hero ---------- */

.hero {
  position: relative;
  background:
    radial-gradient(1200px 600px at 80% -10%, rgba(200, 169, 81, 0.22), transparent 60%),
    radial-gradient(900px 500px at -10% 30%, rgba(19, 50, 95, 0.45), transparent 60%),
    linear-gradient(165deg, var(--navy-deep) 0%, var(--navy) 55%, var(--navy-soft) 100%);
  color: var(--paper);
  overflow: hidden;
  isolation: isolate;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(rgba(255, 253, 248, 0.06) 1px, transparent 1px);
  background-size: 22px 22px;
  opacity: 0.5;
  z-index: -1;
  mask-image: linear-gradient(180deg, transparent, black 30%, black 70%, transparent);
}

.hero-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 6rem 1.5rem 5rem;
  display: grid;
  gap: 3rem;
  align-items: center;
}

@media (min-width: 960px) {
  .hero-inner {
    grid-template-columns: 1.2fr 1fr;
    padding: 7rem 1.5rem 6rem;
  }
}

.hero h1 {
  color: var(--paper);
  font-size: clamp(2.6rem, 5.6vw, 4.4rem);
  font-weight: 400;
}

.hero h1 em {
  font-style: italic;
  color: var(--gold-bright);
  font-weight: 400;
}

.hero .lede {
  color: rgba(255, 253, 248, 0.82);
  font-size: 1.22rem;
  max-width: 56ch;
}

.hero .eyebrow { color: var(--gold-bright); }

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 0.5rem;
}

.hero-card {
  background: rgba(255, 253, 248, 0.05);
  border: 1px solid rgba(200, 169, 81, 0.35);
  border-radius: var(--radius-lg);
  padding: 2rem;
  backdrop-filter: blur(6px);
  position: relative;
}

.hero-card h2 {
  color: var(--paper);
  font-size: 1.3rem;
  margin: 0 0 1.25rem;
  display: flex;
  align-items: center;
  gap: 0.6rem;
}

.hero-card h2::before {
  content: "";
  width: 26px;
  height: 1.5px;
  background: var(--gold);
}

.hero-card ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 1rem;
}

.hero-card li {
  display: grid;
  grid-template-columns: 22px 1fr;
  gap: 0.7rem;
  align-items: start;
  color: rgba(255, 253, 248, 0.88);
  font-size: 0.98rem;
}

.hero-card li::before {
  content: "✓";
  color: var(--gold-bright);
  font-weight: 700;
  margin-top: 1px;
}

.hero-trust {
  margin-top: 3rem;
  border-top: 1px solid rgba(255, 253, 248, 0.12);
  padding-top: 2rem;
}

.hero-trust-label {
  font-size: 0.78rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: rgba(255, 253, 248, 0.55);
  margin: 0 0 1rem;
}

.hero-trust-grid {
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
}

.hero-trust-grid div {
  color: rgba(255, 253, 248, 0.78);
  font-size: 0.92rem;
  font-weight: 500;
  letter-spacing: 0.02em;
}

/* ---------- Stat strip ---------- */

.stat-strip {
  background: var(--paper);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.stat-strip-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 2.5rem 1.5rem;
  display: grid;
  gap: 2rem;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
}

.stat strong {
  display: block;
  font-family: var(--serif);
  font-size: clamp(2rem, 3.2vw, 2.6rem);
  letter-spacing: -0.02em;
  color: var(--navy);
  font-weight: 500;
}

.stat span {
  display: block;
  color: var(--slate);
  font-size: 0.95rem;
  margin-top: 0.35rem;
}

/* ---------- Cards / grids ---------- */

.grid-2, .grid-3, .grid-4 {
  display: grid;
  gap: 1.5rem;
}

@media (min-width: 720px) {
  .grid-2 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(3, 1fr); }
}

@media (min-width: 960px) {
  .grid-4 { grid-template-columns: repeat(4, 1fr); }
}

.card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.85rem 1.6rem;
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
}

.card-link { text-decoration: none; color: inherit; display: block; }
.card-link:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: var(--line-strong);
}

.card h3 { margin: 0 0 0.5rem; color: var(--ink); }

.card p { color: var(--slate); margin: 0; font-size: 0.98rem; }

.card-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-soft) 100%);
  color: var(--gold-bright);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
  font-family: var(--serif);
  font-weight: 600;
  font-size: 1.1rem;
}

.card-icon.gold {
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-bright) 100%);
  color: var(--navy);
}

.card-tag {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.6rem;
}

/* ---------- Feature strip (FFSB instruments) ---------- */

.feature-strip {
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  margin-top: 2rem;
}

.feature-tile {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.5rem 1.4rem;
  position: relative;
  overflow: hidden;
}

.feature-tile::before {
  content: "";
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 3px;
  background: var(--gold);
}

.feature-tile h4 {
  font-family: var(--sans);
  font-weight: 700;
  font-size: 1rem;
  letter-spacing: -0.005em;
  margin: 0 0 0.35rem;
}

.feature-tile p {
  margin: 0;
  color: var(--slate);
  font-size: 0.92rem;
}

/* ---------- Split section ---------- */

.split {
  display: grid;
  gap: 3rem;
  align-items: center;
}

@media (min-width: 900px) {
  .split { grid-template-columns: 1fr 1fr; }
  .split-wide { grid-template-columns: 1.15fr 0.85fr; }
}

.split-img {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  position: relative;
  aspect-ratio: 4 / 5;
  background: var(--navy);
}

.split-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* ---------- Mission pillars ---------- */

.pillars {
  display: grid;
  gap: 1.5rem;
  margin-top: 2.5rem;
}

@media (min-width: 800px) {
  .pillars { grid-template-columns: repeat(3, 1fr); }
}

.pillar {
  position: relative;
  padding: 2rem 1.75rem 1.85rem;
  background: var(--paper);
  border-radius: var(--radius);
  border: 1px solid var(--line);
}

.pillar-num {
  font-family: var(--serif);
  font-style: italic;
  font-size: 2.4rem;
  color: var(--gold);
  display: block;
  margin-bottom: 0.6rem;
  line-height: 1;
}

.pillar h3 { margin: 0 0 0.6rem; }
.pillar p { margin: 0; color: var(--slate); font-size: 1rem; }

/* ---------- Team ---------- */

.team-grid {
  display: grid;
  gap: 2rem;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  margin-top: 2.5rem;
}

.team-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.team-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.team-photo {
  aspect-ratio: 4 / 5;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-soft) 100%);
  overflow: hidden;
  position: relative;
}

.team-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: saturate(1.02);
  transition: transform 0.4s ease;
}

.team-card:hover .team-photo img { transform: scale(1.03); }

.team-body { padding: 1.4rem 1.5rem 1.6rem; }

.team-body h3 {
  margin: 0 0 0.2rem;
  font-size: 1.18rem;
}

.team-role {
  display: block;
  font-size: 0.84rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
  margin-bottom: 0.85rem;
}

.team-bio {
  font-size: 0.95rem;
  color: var(--slate);
  margin: 0;
  line-height: 1.6;
}

.team-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 1rem;
}

.team-meta span {
  font-size: 0.74rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  font-weight: 600;
  color: var(--navy);
  background: var(--gold-soft);
  padding: 0.25rem 0.65rem;
  border-radius: 999px;
}

/* Featured/larger team card on home */
.team-feature {
  display: grid;
  gap: 2rem;
  align-items: center;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 2rem;
}

@media (min-width: 800px) {
  .team-feature { grid-template-columns: 0.9fr 1.1fr; padding: 2.5rem; gap: 3rem; }
}

.team-feature .team-photo {
  border-radius: var(--radius);
  aspect-ratio: 1 / 1;
}

/* ---------- Project list ---------- */

.project-grid {
  display: grid;
  gap: 1.5rem;
  margin-top: 2rem;
}

@media (min-width: 760px) {
  .project-grid { grid-template-columns: repeat(2, 1fr); }
}

.project-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.85rem 1.7rem 1.7rem;
  position: relative;
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
}

.project-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: var(--line-strong);
}

.project-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem 0.85rem;
  font-size: 0.82rem;
  color: var(--slate);
}

.project-meta strong {
  color: var(--navy);
  font-weight: 600;
}

.project-card h3 { margin: 0; font-size: 1.25rem; line-height: 1.25; }

.project-card p { margin: 0; color: var(--slate); }

.project-outcome {
  display: flex;
  flex-wrap: wrap;
  gap: 1.5rem;
  margin-top: auto;
  padding-top: 1rem;
  border-top: 1px dashed var(--line-strong);
}

.project-outcome div strong {
  display: block;
  font-family: var(--serif);
  font-size: 1.4rem;
  color: var(--navy);
  letter-spacing: -0.01em;
  font-weight: 500;
}

.project-outcome div span {
  display: block;
  color: var(--slate);
  font-size: 0.82rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

/* ---------- News list ---------- */

.news-grid {
  display: grid;
  gap: 1.5rem;
  margin-top: 2rem;
}

@media (min-width: 760px) {
  .news-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (min-width: 1100px) {
  .news-grid.news-grid-3 { grid-template-columns: repeat(3, 1fr); }
}

.news-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.75rem 1.6rem 1.7rem;
  text-decoration: none;
  color: inherit;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
}

.news-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: var(--line-strong);
  color: inherit;
}

.news-meta {
  font-size: 0.8rem;
  color: var(--slate);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.news-card h3 {
  margin: 0;
  font-size: 1.2rem;
  line-height: 1.3;
  color: var(--ink);
}

.news-card p { margin: 0; color: var(--slate); font-size: 0.96rem; }

.news-readmore {
  margin-top: auto;
  padding-top: 0.8rem;
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--navy);
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}

.news-card:hover .news-readmore { color: var(--gold); }

/* News article body */

.article-hero {
  background: linear-gradient(165deg, var(--navy-deep) 0%, var(--navy) 100%);
  color: var(--paper);
}

.article-hero-inner {
  max-width: 920px;
  margin: 0 auto;
  padding: 5rem 1.5rem 3.5rem;
}

.article-hero h1 {
  color: var(--paper);
  font-size: clamp(2rem, 4vw, 3rem);
  margin-bottom: 1rem;
}

.article-hero .meta {
  color: rgba(255, 253, 248, 0.7);
  font-size: 0.92rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin: 0;
}

.article-body {
  max-width: 760px;
  margin: 0 auto;
  padding: 3rem 1.5rem 5rem;
  font-size: 1.08rem;
  line-height: 1.8;
}

.article-body p { margin: 0 0 1.25rem; }
.article-body h2 { margin-top: 2.5rem; font-size: 1.5rem; }
.article-body h3 { margin-top: 2rem; font-size: 1.2rem; }
.article-body ul, .article-body ol {
  margin: 0 0 1.5rem;
  padding-left: 1.4rem;
}
.article-body li { margin-bottom: 0.5rem; }

.article-body blockquote {
  margin: 2rem 0;
  padding: 1.25rem 1.5rem;
  border-left: 3px solid var(--gold);
  background: var(--paper);
  border-radius: 0 var(--radius) var(--radius) 0;
  font-family: var(--serif);
  font-style: italic;
  color: var(--ink);
  font-size: 1.15rem;
}

.article-back {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  margin-bottom: 1rem;
  font-size: 0.9rem;
  color: rgba(255, 253, 248, 0.75);
  text-decoration: none;
}
.article-back::before { content: "←"; }
.article-back:hover { color: var(--gold-bright); }

/* ---------- CTA banner ---------- */

.cta-banner {
  position: relative;
  margin: 0;
  padding: 0;
  background:
    radial-gradient(700px 400px at 90% 0%, rgba(200, 169, 81, 0.22), transparent 65%),
    linear-gradient(135deg, var(--navy-deep) 0%, var(--navy) 100%);
  color: var(--paper);
  border-radius: 0;
}

.cta-banner-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 4.5rem 1.5rem;
  display: grid;
  gap: 2rem;
  align-items: center;
}

@media (min-width: 800px) {
  .cta-banner-inner { grid-template-columns: 1.4fr 1fr; gap: 3rem; }
}

.cta-banner h2 {
  color: var(--paper);
  margin: 0 0 0.85rem;
  font-size: clamp(1.8rem, 3.5vw, 2.4rem);
}

.cta-banner p { color: rgba(255, 253, 248, 0.82); margin: 0; font-size: 1.08rem; }

.cta-banner-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  justify-content: flex-start;
}

@media (min-width: 800px) {
  .cta-banner-actions { justify-content: flex-end; }
}

/* ---------- Page hero ---------- */

.page-hero {
  background:
    radial-gradient(900px 500px at 100% 0%, rgba(200, 169, 81, 0.12), transparent 60%),
    linear-gradient(180deg, var(--paper) 0%, var(--cream) 100%);
  border-bottom: 1px solid var(--line);
}

.page-hero-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 4.5rem 1.5rem 3rem;
}

.page-hero h1 {
  font-size: clamp(2.2rem, 4.4vw, 3.4rem);
  margin: 0 0 1rem;
}

.page-hero p {
  color: var(--slate);
  font-size: 1.18rem;
  max-width: 64ch;
  margin: 0;
}

/* ---------- Forms / Apply ---------- */

.apply-grid {
  display: grid;
  gap: 2.5rem;
  align-items: start;
}

@media (min-width: 1000px) {
  .apply-grid { grid-template-columns: 1.4fr 1fr; gap: 3.5rem; }
}

.typeform-frame {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 1rem;
  box-shadow: var(--shadow-sm);
}

.typeform-frame [data-tf-live] {
  border-radius: calc(var(--radius-lg) - 6px);
  overflow: hidden;
  min-height: 620px;
}

.typeform-frame [data-tf-widget] {
  border-radius: calc(var(--radius-lg) - 6px);
  overflow: hidden;
  min-height: 700px;
}

.typeform-frame-wide {
  width: 80%;
  margin-left: auto;
  margin-right: auto;
}

@media (max-width: 1000px) {
  .typeform-frame-wide {
    width: 100%;
  }
}

.apply-side h3 { margin: 0 0 0.65rem; font-size: 1.2rem; }
.apply-side p { color: var(--slate); margin: 0 0 1rem; }

.apply-side-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.5rem 1.4rem;
  margin-bottom: 1.25rem;
}

.apply-side-card .card-tag { margin-bottom: 0.5rem; }

.apply-trust {
  margin-top: 2.75rem;
  display: grid;
  gap: 1.1rem;
  grid-template-columns: 1fr;
}

@media (min-width: 640px) {
  .apply-trust { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 980px) {
  .apply-trust { grid-template-columns: repeat(4, 1fr); gap: 1.25rem; }
}

.apply-trust-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.4rem 1.3rem 1.5rem;
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
}

.apply-trust-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-sm);
  border-color: var(--line-strong);
}

.apply-trust-card .card-tag { margin-bottom: 0.5rem; }
.apply-trust-card h3 { margin: 0 0 0.5rem; font-size: 1.05rem; }
.apply-trust-card p { color: var(--slate); margin: 0; font-size: 0.92rem; line-height: 1.55; }

.faq dl { margin: 0; }
.faq dt {
  font-weight: 600;
  font-size: 1.02rem;
  color: var(--ink);
  margin-top: 1.5rem;
}
.faq dt:first-child { margin-top: 0; }
.faq dd {
  margin: 0.4rem 0 0;
  color: var(--slate);
  font-size: 0.98rem;
  line-height: 1.65;
}

/* ---------- Contact page ---------- */

.contact-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 2rem 1.85rem;
}

.contact-card h3 { margin: 0 0 0.4rem; }

.contact-row {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-top: 1.25rem;
}

.contact-row img {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--gold);
}

.contact-row strong { display: block; }
.contact-row span { color: var(--slate); font-size: 0.92rem; }

/* ---------- Footer ---------- */

.site-footer {
  background: var(--navy-deep);
  color: rgba(255, 253, 248, 0.75);
  padding: 4rem 1.5rem 2rem;
  margin-top: 0;
}

.footer-inner {
  max-width: var(--max);
  margin: 0 auto;
  display: grid;
  gap: 2.5rem;
}

@media (min-width: 800px) {
  .footer-inner { grid-template-columns: 1.4fr 1fr 1fr 1fr; }
}

.footer-brand p {
  margin: 0.5rem 0 0;
  color: rgba(255, 253, 248, 0.65);
  font-size: 0.95rem;
  max-width: 38ch;
}

.footer-brand .logo,
.footer-brand .logo-sub { color: var(--paper); }

.footer-col h4 {
  font-family: var(--sans);
  font-weight: 700;
  font-size: 0.78rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
  margin: 0 0 1rem;
}

.footer-col ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.55rem;
}

.footer-col a {
  color: rgba(255, 253, 248, 0.78);
  text-decoration: none;
  font-size: 0.95rem;
}

.footer-col a:hover { color: var(--gold-bright); }

.footer-bottom {
  max-width: var(--max);
  margin: 3rem auto 0;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 253, 248, 0.12);
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 1rem;
  font-size: 0.85rem;
  color: rgba(255, 253, 248, 0.55);
}

/* ---------- Misc utilities ---------- */

.muted { color: var(--slate); }
.center { text-align: center; }
.no-underline { text-decoration: none; }
.mt-0 { margin-top: 0 !important; }
.mt-1 { margin-top: 0.5rem; }
.mt-2 { margin-top: 1rem; }
.mt-3 { margin-top: 1.5rem; }
.mt-4 { margin-top: 2rem; }

.tag-pill {
  display: inline-block;
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--navy);
  background: var(--gold-soft);
  padding: 0.3rem 0.7rem;
  border-radius: 999px;
}

.kicker {
  font-family: var(--serif);
  font-style: italic;
  color: var(--gold);
  font-size: 1.05rem;
}

.section-bg-paper { background: var(--paper); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.section-bg-cream { background: var(--cream); }

.section-head {
  display: flex;
  align-items: end;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 2rem;
}

.section-head h2 { margin: 0; }
.section-head .link { font-weight: 600; font-size: 0.95rem; color: var(--navy); text-decoration: none; }
.section-head .link:hover { color: var(--gold); }
.section-head .link::after { content: " →"; }

/* ---------- Scroll reveal ---------- */

[data-reveal] {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.7s ease, transform 0.7s cubic-bezier(0.2, 0.7, 0.2, 1);
  will-change: opacity, transform;
}
[data-reveal].is-revealed {
  opacity: 1;
  transform: translateY(0);
}
@media (prefers-reduced-motion: reduce) {
  [data-reveal] { opacity: 1; transform: none; transition: none; }
}

/* ---------- FFSB application — custom form ---------- */

.apply-container {
  max-width: 1280px;
}

.apply-hero {
  background:
    radial-gradient(900px 400px at 100% 0%, rgba(200, 169, 81, 0.10), transparent 60%),
    linear-gradient(180deg, var(--paper) 0%, var(--cream) 100%);
  padding: 1.5rem 0 3.5rem;
  border-bottom: 1px solid var(--line);
}

@media (min-width: 720px) {
  .apply-hero { padding: 2rem 0 4.5rem; }
}

.apply-hero-head {
  max-width: 64ch;
  margin: 0 auto 1.5rem;
}

.apply-hero-head h1 {
  font-size: clamp(1.85rem, 3.4vw, 2.4rem);
  line-height: 1.1;
  margin: 0.35rem 0 0.55rem;
}

.apply-hero-lede {
  color: var(--slate);
  font-size: 1rem;
  line-height: 1.55;
  margin: 0;
}

.apply-hero-head .eyebrow { margin-bottom: 0.55rem; }

.applyform {
  background: linear-gradient(180deg, var(--paper) 0%, #fffaf0 100%);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  position: relative;
  overflow: hidden;
}

.applyform::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(720px 220px at 100% 0%, rgba(200, 169, 81, 0.16), transparent 70%),
    radial-gradient(520px 240px at 0% 100%, rgba(11, 37, 69, 0.06), transparent 70%);
  pointer-events: none;
}

.applyform-inner {
  position: relative;
  padding: 1.5rem 1.4rem 1.75rem;
  min-height: 460px;
  display: flex;
  flex-direction: column;
}

@media (min-width: 720px) {
  .applyform-inner { padding: 1.85rem 2.25rem 2.1rem; min-height: 490px; }
}

@media (min-width: 1000px) {
  .applyform-inner { padding: 2rem 2.75rem 2.25rem; min-height: 510px; }
}

.applyform-progress {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin: 0 auto 1.25rem;
  width: 100%;
  max-width: 860px;
}

.applyform-progress-bar {
  flex: 1;
  height: 6px;
  background: rgba(11, 37, 69, 0.08);
  border-radius: 999px;
  overflow: hidden;
  position: relative;
}

.applyform-progress-fill {
  position: absolute;
  inset: 0;
  width: 0%;
  background: linear-gradient(90deg, var(--gold) 0%, var(--gold-bright) 100%);
  border-radius: 999px;
  transition: width 0.5s cubic-bezier(0.2, 0.7, 0.2, 1);
}

.applyform-progress-label {
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--slate);
  white-space: nowrap;
  font-variant-numeric: tabular-nums;
}

.applyform-stage {
  flex: 1;
  display: flex;
  flex-direction: column;
  position: relative;
  width: 100%;
  max-width: 860px;
  margin-left: auto;
  margin-right: auto;
}

.applyform-step {
  display: none;
  flex-direction: column;
  gap: 1rem;
  animation: applyStepIn 0.45s cubic-bezier(0.2, 0.7, 0.2, 1);
}

.applyform-step.is-active { display: flex; }

@keyframes applyStepIn {
  from { opacity: 0; transform: translateY(14px); }
  to { opacity: 1; transform: translateY(0); }
}

.applyform-step-num {
  font-family: var(--serif);
  font-style: italic;
  font-size: 0.95rem;
  color: var(--gold);
  font-weight: 500;
  letter-spacing: 0.02em;
}

.applyform-step h3 {
  font-family: var(--serif);
  font-size: clamp(1.4rem, 2.6vw, 1.75rem);
  font-weight: 500;
  line-height: 1.2;
  letter-spacing: -0.015em;
  margin: 0.2rem 0 0;
  color: var(--ink);
}

.applyform-help {
  margin: 0;
  color: var(--slate);
  font-size: 1rem;
  line-height: 1.6;
  max-width: 60ch;
}

.applyform-required {
  color: var(--gold);
  margin-left: 0.25rem;
}

.applyform-input,
.applyform-textarea,
.applyform-select {
  width: 100%;
  background: var(--paper);
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  padding: 0.95rem 1.05rem;
  font: inherit;
  font-size: 1.05rem;
  color: var(--ink);
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.applyform-textarea {
  min-height: 130px;
  resize: vertical;
  line-height: 1.55;
}

.applyform-input:focus,
.applyform-textarea:focus,
.applyform-select:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 4px rgba(200, 169, 81, 0.18);
}

.applyform-input::placeholder,
.applyform-textarea::placeholder { color: var(--slate-soft); }

.applyform-select {
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%235a6478' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  background-size: 14px;
  padding-right: 2.6rem;
}

.applyform-options {
  display: grid;
  gap: 0.7rem;
  margin: 0;
  padding: 0;
}

.applyform-option {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  background: var(--paper);
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  padding: 1rem 1.1rem;
  cursor: pointer;
  font-size: 1rem;
  color: var(--ink);
  transition: border-color 0.15s ease, background 0.15s ease, transform 0.15s ease, box-shadow 0.15s ease;
  position: relative;
  user-select: none;
}

.applyform-option:hover {
  border-color: var(--gold);
  transform: translateY(-1px);
  box-shadow: var(--shadow-sm);
}

.applyform-option input { position: absolute; opacity: 0; pointer-events: none; }

.applyform-option-key {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 26px;
  height: 26px;
  border-radius: 6px;
  border: 1px solid var(--line-strong);
  font-family: var(--serif);
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--slate);
  background: var(--cream);
  transition: background 0.15s ease, color 0.15s ease, border-color 0.15s ease;
  flex-shrink: 0;
}

.applyform-option-text { flex: 1; line-height: 1.4; }

.applyform-option:has(input:checked),
.applyform-option.is-checked {
  border-color: var(--navy);
  background: linear-gradient(180deg, #fff 0%, #fff8e6 100%);
  box-shadow: 0 8px 22px rgba(11, 37, 69, 0.08);
}

.applyform-option:has(input:checked) .applyform-option-key,
.applyform-option.is-checked .applyform-option-key {
  background: var(--navy);
  color: var(--gold-bright);
  border-color: var(--navy);
}

/* Slider */

.applyform-slider-wrap {
  background: var(--paper);
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-lg);
  padding: 1.4rem 1.4rem 1.2rem;
  box-shadow: var(--shadow-sm);
}

.applyform-slider-display {
  text-align: center;
  margin-bottom: 1.4rem;
}

.applyform-slider-value {
  font-family: var(--serif);
  font-size: clamp(2.4rem, 6vw, 3.4rem);
  font-weight: 500;
  letter-spacing: -0.02em;
  color: var(--navy);
  line-height: 1;
  font-variant-numeric: tabular-nums;
  display: inline-block;
  background: linear-gradient(180deg, var(--navy) 0%, var(--navy-soft) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

.applyform-slider-caption {
  display: block;
  font-size: 0.82rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--slate);
  font-weight: 600;
  margin-top: 0.55rem;
}

.applyform-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 999px;
  background: linear-gradient(
    to right,
    var(--gold) 0%,
    var(--gold) var(--applyform-slider-pct, 30%),
    rgba(11, 37, 69, 0.10) var(--applyform-slider-pct, 30%),
    rgba(11, 37, 69, 0.10) 100%
  );
  outline: none;
  margin: 0.5rem 0 0.85rem;
  cursor: pointer;
}

.applyform-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: var(--paper);
  border: 3px solid var(--navy);
  cursor: grab;
  box-shadow: 0 4px 14px rgba(11, 37, 69, 0.25);
  transition: transform 0.15s ease, border-color 0.15s ease;
}

.applyform-slider:focus::-webkit-slider-thumb,
.applyform-slider:hover::-webkit-slider-thumb {
  transform: scale(1.08);
  border-color: var(--gold);
}

.applyform-slider:active::-webkit-slider-thumb { cursor: grabbing; }

.applyform-slider::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--paper);
  border: 3px solid var(--navy);
  cursor: grab;
  box-shadow: 0 4px 14px rgba(11, 37, 69, 0.25);
}

.applyform-slider-ticks {
  display: flex;
  justify-content: space-between;
  font-size: 0.78rem;
  color: var(--slate);
  font-weight: 500;
  font-variant-numeric: tabular-nums;
  margin-top: 0.25rem;
}

.applyform-error {
  color: #b3411f;
  font-size: 0.92rem;
  font-weight: 500;
  margin: 0;
  min-height: 1.25rem;
}

.applyform-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding-top: 1.1rem;
  margin: 1rem auto 0;
  width: 100%;
  max-width: 860px;
  border-top: 1px solid var(--line);
}

.applyform-nav-hint {
  font-size: 0.82rem;
  color: var(--slate);
  display: none;
}

@media (min-width: 720px) {
  .applyform-nav-hint { display: inline-flex; align-items: center; gap: 0.4rem; }
}

.applyform-nav-hint kbd {
  font-family: var(--sans);
  font-size: 0.74rem;
  background: var(--paper);
  border: 1px solid var(--line-strong);
  border-radius: 5px;
  padding: 0.1rem 0.45rem;
  color: var(--navy);
  font-weight: 600;
  box-shadow: 0 1px 0 var(--line-strong);
}

.applyform-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.85rem 1.6rem;
  border-radius: 999px;
  border: 1px solid transparent;
  font: inherit;
  font-size: 0.98rem;
  font-weight: 600;
  cursor: pointer;
  background: var(--navy);
  color: var(--paper);
  transition: background 0.15s ease, color 0.15s ease, transform 0.15s ease, box-shadow 0.15s ease, opacity 0.15s ease;
  white-space: nowrap;
}

.applyform-btn:hover {
  background: var(--gold);
  color: var(--navy);
  transform: translateY(-1px);
  box-shadow: 0 10px 24px rgba(200, 169, 81, 0.32);
}

.applyform-btn[disabled] {
  opacity: 0.45;
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
}

.applyform-btn-back {
  background: transparent;
  color: var(--slate);
  border-color: var(--line-strong);
}

.applyform-btn-back:hover {
  background: var(--paper);
  color: var(--navy);
  border-color: var(--navy);
  box-shadow: none;
}

.applyform-btn-arrow::after {
  content: "→";
  transition: transform 0.2s ease;
}

.applyform-btn:hover .applyform-btn-arrow::after,
.applyform-btn-arrow:hover::after { transform: translateX(3px); }

/* Review step */

.applyform-review {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.25rem 1.4rem;
  display: grid;
  gap: 0.65rem;
}

.applyform-review-row {
  display: grid;
  gap: 0.15rem;
  padding: 0.55rem 0;
  border-bottom: 1px dashed var(--line);
}

.applyform-review-row:last-child { border-bottom: none; }

.applyform-review-label {
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
}

.applyform-review-value {
  font-size: 1rem;
  color: var(--ink);
  word-break: break-word;
}

/* Loading + success + error states */

.applyform-state {
  display: none;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 2.5rem 1rem 1rem;
  gap: 0.85rem;
}

.applyform-state.is-active { display: flex; }

.applyform-state h3 {
  font-family: var(--serif);
  font-size: clamp(1.6rem, 3vw, 2.1rem);
  font-weight: 500;
  margin: 0;
}

.applyform-state p {
  color: var(--slate);
  margin: 0;
  max-width: 50ch;
  font-size: 1.02rem;
}

.applyform-spinner {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 3px solid rgba(11, 37, 69, 0.12);
  border-top-color: var(--gold);
  animation: applySpin 0.9s linear infinite;
  margin-bottom: 0.5rem;
}

@keyframes applySpin { to { transform: rotate(360deg); } }

.applyform-check {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-soft) 100%);
  color: var(--gold-bright);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.85rem;
  margin-bottom: 0.5rem;
  box-shadow: 0 14px 30px rgba(11, 37, 69, 0.22);
  animation: applyPop 0.5s cubic-bezier(0.2, 1.4, 0.4, 1);
}

@keyframes applyPop {
  from { transform: scale(0.4); opacity: 0; }
  to { transform: scale(1); opacity: 1; }
}

.applyform-state .applyform-btn { margin-top: 0.5rem; }

/* Inline error banner */

.applyform-banner {
  background: #fff3eb;
  border: 1px solid #f0c4a6;
  color: #813211;
  padding: 0.85rem 1rem;
  border-radius: var(--radius);
  font-size: 0.95rem;
  margin-top: 1rem;
  display: none;
}
.applyform-banner.is-active { display: block; }
.applyform-banner a { color: #813211; font-weight: 600; }

/* Two/three column groups inside a step */

.applyform-grid {
  display: grid;
  gap: 0.85rem;
  grid-template-columns: 1fr;
}

@media (min-width: 640px) {
  .applyform-grid-2 { grid-template-columns: 1fr 1fr; }
  .applyform-grid-3 { grid-template-columns: 1fr 1fr 1fr; }
  .applyform-grid-address {
    grid-template-columns: 2fr 1.4fr;
    grid-template-areas:
      "street street"
      "city state"
      "zip zip";
  }
  .applyform-grid-address > .field-street { grid-area: street; }
  .applyform-grid-address > .field-city { grid-area: city; }
  .applyform-grid-address > .field-state { grid-area: state; }
  .applyform-grid-address > .field-zip { grid-area: zip; }
}

.applyform-field {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.applyform-label {
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--slate);
}

.applyform-section-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: -0.5rem;
}

.applyform-section-tag::before {
  content: "";
  width: 22px;
  height: 1.5px;
  background: var(--gold);
}

/* Date input */

.applyform-input[type="date"] {
  font-family: inherit;
  color: var(--ink);
}

.applyform-input[type="date"]::-webkit-calendar-picker-indicator {
  cursor: pointer;
  opacity: 0.55;
  transition: opacity 0.15s ease;
}
.applyform-input[type="date"]:hover::-webkit-calendar-picker-indicator {
  opacity: 1;
}

/* Same-as-business toggle */

.applyform-toggle {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.95rem;
  color: var(--slate);
  cursor: pointer;
  user-select: none;
  margin-top: 0.25rem;
}

.applyform-toggle input { position: absolute; opacity: 0; pointer-events: none; }

.applyform-toggle-box {
  width: 20px;
  height: 20px;
  border-radius: 5px;
  border: 1.5px solid var(--line-strong);
  background: var(--paper);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: transparent;
  font-size: 0.85rem;
  font-weight: 700;
  transition: background 0.15s ease, border-color 0.15s ease, color 0.15s ease;
  flex-shrink: 0;
}

.applyform-toggle:has(input:checked) .applyform-toggle-box {
  background: var(--navy);
  border-color: var(--navy);
  color: var(--gold-bright);
}

.applyform-toggle:has(input:checked) .applyform-toggle-box::before {
  content: "✓";
}

/* File upload — multi-file dropzone */

.applyform-dropzone {
  position: relative;
  display: flex;
  align-items: center;
  gap: 1.1rem;
  background: var(--paper);
  border: 1.5px dashed var(--line-strong);
  border-radius: var(--radius);
  padding: 1.4rem 1.4rem;
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease, box-shadow 0.15s ease, transform 0.15s ease;
}

.applyform-dropzone:hover {
  border-color: var(--gold);
  background: #fffaf0;
}

.applyform-dropzone.is-dragging {
  border-color: var(--navy);
  border-style: solid;
  background: #fff8e6;
  box-shadow: 0 0 0 4px rgba(11, 37, 69, 0.08);
  transform: translateY(-1px);
}

.applyform-dropzone.has-files {
  border-style: solid;
  border-color: var(--line-strong);
}

.applyform-dropzone input[type="file"] {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  opacity: 0;
  cursor: pointer;
}

.applyform-dropzone-icon {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  border-radius: 11px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-soft) 100%);
  color: var(--gold-bright);
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

.applyform-dropzone-text {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  font-size: 0.98rem;
  color: var(--ink);
  line-height: 1.5;
}

.applyform-dropzone-text strong { font-weight: 600; }

.applyform-dropzone-hint {
  font-size: 0.84rem;
  color: var(--slate);
  font-weight: 500;
}

.applyform-filelist {
  list-style: none;
  margin: 0.85rem 0 0;
  padding: 0;
  display: grid;
  gap: 0.55rem;
}

.applyform-filelist-item {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  background: #f1f8f3;
  border: 1px solid #cbe4d3;
  border-radius: var(--radius);
  padding: 0.7rem 0.9rem;
  font-size: 0.95rem;
  color: var(--ink);
  animation: applyFilePop 0.25s cubic-bezier(0.2, 1.2, 0.4, 1);
}

@keyframes applyFilePop {
  from { opacity: 0; transform: translateY(-4px); }
  to { opacity: 1; transform: translateY(0); }
}

.applyform-filelist-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  flex-shrink: 0;
  border-radius: 7px;
  background: var(--success);
  color: var(--paper);
}

.applyform-filelist-name {
  flex: 1;
  min-width: 0;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  font-weight: 500;
}

.applyform-filelist-size {
  font-size: 0.84rem;
  color: var(--slate);
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}

.applyform-filelist-remove {
  appearance: none;
  border: none;
  background: transparent;
  color: var(--slate);
  font-size: 1.4rem;
  line-height: 1;
  cursor: pointer;
  padding: 0 0.25rem;
  border-radius: 6px;
  transition: color 0.15s ease, background 0.15s ease;
}

.applyform-filelist-remove:hover {
  color: #b3411f;
  background: rgba(179, 65, 31, 0.08);
}

/* Consent legal copy */

.applyform-legal {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1rem 1.1rem;
  font-size: 0.93rem;
  line-height: 1.55;
  color: var(--slate);
  max-height: 180px;
  overflow-y: auto;
}

/* Privacy note for sensitive identity step */

.applyform-privacy {
  display: flex;
  gap: 0.65rem;
  align-items: flex-start;
  background: #f4f1e6;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  padding: 0.75rem 0.95rem;
  font-size: 0.88rem;
  color: var(--slate);
  line-height: 1.5;
}

.applyform-privacy::before {
  content: "";
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  margin-top: 1px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230b2545' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='3' y='11' width='18' height='11' rx='2' ry='2'%3E%3C/rect%3E%3Cpath d='M7 11V7a5 5 0 0 1 10 0v4'%3E%3C/path%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-size: contain;
}